An Industry At Crossroads

A Look At The State of FinTech Today

Abhishek Kothari
7 min readMar 2, 2018
Iker Urteaga on Unsplash.com

Change before you have to — Jack Welch

Knowing others is intelligence. Knowing yourself is true wisdom — Tao Te Ching

The FinTech industry is now in it’s youth. It is no longer the new kid on the block. Rather, it is a paradigm that incumbents are adopting.While Lean, Agile and Sprints have entered the common lexicon of bankers, regulations are slowly making their impact felt on FinTech startups as they chose to imitate the very entities they sought to disrupt. The concept of core competence is never more important than today. But then,as some would say, it was always about client service.This article examines the state of FinTech today and provides a framework to analyze the future.

While the year 2016 was a very exciting year overall, I was looking forward to a great end to that year by travelling home to my family in India. Every year, just like clockwork, my mind tries to approximate the height of the tallest building hiding the bright sun from plain sight in the bustling megalopolis.

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Abhishek Kothari

Futurist@The Intersection of Finance, Tech & Humanity. Stories of a Global Language: “Money”. Contributor @ Startup Grind, HackerNoon, HBR